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Health Health Insurance Guide

The Reliable Way to Compare Health Funds Online

We make it easy to see what you're paying for. Get clear, side-by-side comparisons of Australia's top health funds.

Author

Sarah Mitchell

Health Insurance Specialist

CalendarUpdated April 7, 2026
Happy senior Australian couple reviewing health insurance options

If you're over 50 and feel confused by the maze of health insurance options in Australia, you're not alone. Many seniors are paying for coverage they don't need—like pregnancy or orthodontics—while missing out on benefits that actually matter to them.

That's why transparency matters. At Senior Savings, we believe you deserve to know exactly what you're paying for, with no hidden fees, no confusing jargon, and no surprises.

"It's not uncommon to speak to people in their 50s, 60s, and beyond who are still paying for things like pregnancy cover, orthodontics, and IVF. That's money that could stay in their pocket."

— Australian Health Insurance Expert

Why Australians Are Overpaying for Health Cover

According to recent industry data, many Australians haven't reviewed their health insurance in over 12 months. During that time, their circumstances may have changed—but their policy stayed the same.

The result? Paying for extras you'll never use, while missing coverage for things you actually need, like hip and knee replacements, dental check-ups, and optical care.

See What You Could Save in 60 Seconds

Compare Australia's top health funds side-by-side. No obligation, no pressure.

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The Senior Savings Difference: 100% Transparency

Transparent Pricing. No Surprises.

Example weekly premiums for singles aged 65+ in NSW

Basic

Hospital Only

$18/week

  • YesPublic hospital cover
  • YesAccident cover
  • NoNo extras included
Compare Basic

Top

Comprehensive

$49/week

  • YesFull hospital cover
  • YesAll extras included
  • YesJoint replacements
Compare Top

InfoPrices are indicative only. Your actual premium depends on age, location & cover level.

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Disclaimer: Senior Savings compares selected products from a panel of trusted insurers. We do not compare all products in the market. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. Before making any decision, please consider the relevant Product Disclosure Statement and whether the product is appropriate for you.

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